Why get e-statements?
Eliminate paper storage and save trees.
Greater security eliminates the risk of your statement getting lost in the mail.
Receive your statement quicker.
Is there a cost with e-statements?
No, e-statements are FREE
Will my e-statement look the same as my printed statement?
Your e-statement will be a PDF version of your actual printed statement.
How do you get your e-statement?
A 128-bit encryption secure e-mail is sent to you, you enter an 8 digit password and you will be able to view your statement.
Is special software required to view my e-statement?
Yes, you will need Adobe Acrobat Reader to view it. You can download the latest free version at http://www.adobe.com.
How do I sign up the e-statements?
Talk to any F & M Bank employee to sign a user agreement.
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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
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