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The Advantage

Personalized Financial Expertise

We help you understand your financial and insurance options so you can make decisions that are best for you.

Excellence in Customer Service

We add a friendly, personal touch that will make your banking and insurance experience a great part of your day.

Experience

Our experience in working with many financial and insurance resources means we can find solutions when others may not.

Convenience

We continually add new products, service, and technology to make your banking and insurance transactions more convenient.

Family Owned / Local Decision Making

Decisions are made right here across the desk from you. No board meetings to wait for, no centralized office to review your transaction.

Community Involvement

We take great pride in our employees who are so willing to serve our community and feel very fortunate to provide financial resources to many great community Projects.


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© 2010 F&M Bank Minnesota • Member FDIC
Clarkfield (320) 669-4431 • Renville (320) 329-8301 • Olivia (320) 523-1111

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

 

 

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